- Narrator: Where do your kids learn their money habits? Even if you never say anything to them about money, kids are keen observers and will likely learn behaviors based on what they see you do. Do you buy things, perhaps with credit cards, for which you really don't have the money? Do you keep track of what you spend?

- Hey bro, guess what? We're all set for the Super Bowl, big time. I just got a 50-inch plasma! 
(laughs)
 They almost couldn't get it in the apartment door! 
(laughs)
 They've got this deal now where they don't charge you for 90 days. Now we can put the old 32-incher in Caroline's room. 
- Caroline, I need you to run down to the gas station for some bread. 
- Uh, do I have to? 
- Yeah, we forgot to get it at the store. Use your money. I'll pay you back later. 
- But you still owe me $5 from last week. Remember, you told me to save my birthday money from Grandpa. 
- I know, I know. I said I'll pay you back later. Now go. 
- Gotta go. 
- Narrator: Kids will easily fall into bad money habits if that's what they see at home. 
(referee whistle blows)
 
(video rewind sound effect)
 But they'll learn good money habits if you demonstrate them yourselves, and if you show them specific ways to get the best deals with the money you have, and the money they have. 
- Even though there's a coupon, we don't need shampoo this time. But we do need bread for lunches. 
- Here we go. 
- Beautiful. 
- Narrator: If your kids see you comparing prices and looking for the best deals, then they are much more likely to do that themselves. 
- Caroline, can you tell which is a better deal? Look at this second line below the full price. 
- Well, this one's 25.4 cents per ounce. And this one's 20.1 cents. 
- But they're the same brand, right? 
- Yeah, but this box is bigger. 
- If it's something we use a lot of, it can actually be cheaper to get more at one time. Throw it in the cart.

- Narrator: Being a good role model can save you money right now. But for your kids, it can translate into a lifetime of smart money habits.