NEW
ENROLLMENT PERIOD
FOR
% THE
FEDERAL
HEALTH
INSURANCE
% EXCHANGE, THE
INSURANCE
% MARKETPLACE,
STARTS
TODAY
AND
% RUNS
THROUGH
DECEMBER 15.
% IN
TONIGHT'S LOOK
AHEAD,
WHAT'S
% NEW
FOR
INSURANCE PLANS?
% WHO
CAN
ENROLL?
% AND WHERE CAN
YOU
GET
% INFORMATION?
% FOR
THOSE
AND
OTHER
ANSWERS WE
% TURN
TO
ADAM VAN
SPANKEREN, THE
% COVERING
WISCONSIN
LEAD
% NAVIGATOR.
% THANKS FOR BEING
HERE.% >>
THANK
YOU
FOR
HAVING
ME.
% >>
WHAT
CAN
CONSUMERS
EXPECT TO
% SEE IN
TERMS
OF PLAN
OPTIONS
% THIS
YEAR?
% >>
SURE.
% THERE
ARE
MORE
PLAN
OPTIONS THAN% EVER IN THE
STATE
AND THEY
HAVE
% IN GENERAL
--
THE
PREMIUMS HAVE
% GONE
DOWN
BY AN
AVERAGE
OF
4%,
% IN SOME
CASES A LOT MORE THAN
% THAT.%YOU
HAVE
MORE
PLA
N
OPTIONS
THAN
% EVER.
% 61
COUNTIES OR
SOMETHING
LIKE
% THAT
HAVE
THREE
PLANS
AT
LEAST
% TO
CHOOSE
FROM.
% >>
AND WE WERE
TALKING
JUST A
% MOMENT
AGO
ABOUT
HOW
CONSUMERS
% HAVE TO
BE A
LITTLE
BIT
CAREFUL
% THIS
YEAR
IN
LOOKING
AT
THOSE% PLAN
OPTIONS
BECAUSE
THE
FEDERAL
% GOVERNMENT
HAS
ALLOWED A
% DIFFERENT
KIND
OF
ARRAY.% >>
SURE.
% SO IT'S
REAL
!
REALLY
IMPORTANT PEOPLE
% GO
TO
healthcare.gov
IF
% THEY'RE DEALING
WITH
THE
% MARKETPLACE.
% THE
SHORT-TERM
PLANS
ARE
% MARKETED AT THE SAME TIME AND
% THEY
TEND
TO
LOOK
APPEALING
% BECAUSE
THEY'RE
CHEAPER.
% BUT THEY DON'T
HAVE
THE
SAME
% COVERAGE.
% THEY
DON'T
NECESSARILY
COVER
% PREEXISTING CONDITIONS.
% THEY OFTEN
HAVE A
LOT
OF LIMITS.
% SO THEY
DON'T
ADHERE
TO
THE
SAME
% ACA
RULES.
% >>
AND
THOSE
PLANS
WILL
DESCRIBE
% THAT'S THE
CASE?
% >> IN
THE
FINE
PRINT.
% SO
IT'S
IMPORTANT
THAT
PEOPLE
% KNOW WHAT
THEY'RE
DOING
AND
IF
% THEY NEED
ASSISTANCE, THEY CAN
% COME
TO AN
EXPERT
LIKE A
% NAVIGATOR, WHO
WILL
HELP
THEM
% CHOOSE
BETWEEN
DIFFERENT
% OPTIONS.%>>
THEY
CAN
DO
THAT
BY
PHONE, IN% PERSON
OR
ONLINE?
% >>
YES.
% SO
THEY
CAN
DEFINITELY ENROLL
BY
% THEMSELVES
AT
healthcare.gov
% OR BY
CALLING, BUT
WORK
WITH A
% PERSON.
% WE LIKE
TO DO
IT
FACE-TO-FACE% BECAUSE IT'S
THE
BEST
OUTCOME
% FOR
THE
CONSUMER.
% IT'S
THE
MOST
EDUCATIONAL.
% YOU
GET
THE
BEST
RESULT THAT
% WAY.
% BUT WE
CAN DO
IT OVER
THE
PHONE
% AND
PLAN
TO
DO
THAT
FOR
THE
MORE
% RURAL AREAS OF
THE
STATE.% >>
WHO
IS
ELIGIBLE
TO
ENROLL?
% >>
ANYONE WHO
IS
UNINSURED RIGHT
% NOW,
HONESTLY.
% BASICALLY, ANYBODY
WHO
NEEDS
% INSURANCE AND
IS OVER
THE
LIMIT
% FOR
BADGERCARE.
% THE PEOPLE UNDER
THE
LIMIT MIGHT
% BE
ELIGIBLE FOR
THAT
AND
WE
% WOULD CHECK FOR
THAT AS
WELL.% >>
WHO
GETS
SUBSIDIES AND HOW
% MUCH
DO
THEY
OFFSET
THE
% PREMIUMS?%>> SURE.
% THE
SUBSIDIES
GO UP
TO
400% OF
% THE
POVERTY
LEVEL,
WHICH
IS
KIND
% OF A
USELESS
NUMBER,
SO
IF
% YOU'RE
THINKING, YOU
KNOW, ONE
% PERSON
I
THINK
LIKE
$50,000
OR A
% LITTLE
BIT
LESS
THAN
THAT WOULD
% BE
400% OF THE
POVERTY LEVEL.
% YOU GET
HELP
TO
PAY
YOUR
PREMIUM% UP
TO
THAT
LEVEL.
% THE LOWER YOU
ARE,
THE
MORE
HELP
% YOU GET.
% IN SOME
CASES
WHEN YOU'RE
% STRUGGLING TO
MAKE
ENDS
MEET
AND
% YOU'RE NOT
MAKING A
LOT
OF
% MONEY, THOSE
PREMIUMS
CAN
GO
% DOWN
DRAMATICALLY,
EVEN
LIKE
15
% CENTS.%>>
ACCORDING
TO
STATE
OFFICIALS,
% ABOUT
400,000
PEOPLE
IN
% WISCONSIN
WERE
UNINSURED
AT
SOME
% POINT IN
2018.
% WHY
HAS
ENROLLMENT IN
THE
ACA
% PLAN
SLIPPED?
% >>
THAT'S A
REALLY
GOOD
% QUESTION.%THERE ARE A
NUMBER OF
FACTORS,% ONE OF WHICH IS
THE
ENROLLMENT% PERIOD
SHORTENED
IN
THAT TIME.
% IT
USED TO
B
E
THREE
MONTHS
AND
% NOW
IT'S
SIX
WEEKS.
% AND
OUTREACH AND
MARKETING HAS% STOPPED.
% THE FEDERAL
GOVERNMENT
HAS
% STOPPED
MARKETING
THE
INSURANCE
% MARKETPLACE.
% SO
IT'S
BEEN A
BURDEN
ON A
LOT
% OF
PARTNERS
AND
NONPROFIT
% GROUPS,
OUR
GROUP
COVERING
% WISCONSIN
TO
SPREAD
THE
WORD.
% >>
WHERE
SHOULD
PEOPLE
GO
IF
% THEY
WANT TO
GET
INFORMATION?
% >>
CALL
211
BECAUSE THAT
IS A
% RESOURCE THAT
ANYONE CAN
DO.
% JUST
DIAL
211
AND
GET
REFERRED
% TO AN
ASSISTER
IN
YOUR
AREA,
% MAYBE A
NAVIGATOR,
OR
CALL
% COVERING
WISCONSIN, GO
TO
OUR
% WEBSITE
WHERE
ALL
OUR
SCHEDULES
% ARE.
% WE HAVE
WALK-IN
EVENTS
IN
THIS
% AREA
EVERY
SATURDAY AND
% THROUGHOUT THE STATE.
% >>
WOW.
% AND
ALSO
healthcare.gov% >>
ALWAYS