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So is

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it in dispute

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that ACA premiums

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could more than double

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without the extension

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of the enhanced tax credits?

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They'll definitely go up.

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The share that you're

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responsible for

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00:00:12,479 --> 00:00:13,146
for paying goes up

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if those subsidies expire.

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How much

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depends a lot

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on your income level.

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And in particular

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we could maybe

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think about

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a nice example here.

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So take a

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50-year-old couple

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so a married couple

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in Wisconsin, 50 years old

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no children.

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They're facing

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a total premium

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of about $18,000

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for a middle

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middle plan

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this year in the

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ACA Marketplace in Wisconsin.

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If they had the enhanced

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tax credits

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and they made $85,000

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or more a year

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so that's 400% of

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the federal poverty line

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they'd get about

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$11,000 subsidy

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and they'd

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have to pay about

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$7,000 themselves.

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So if those subsidies expire

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they're on the hook

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for that whole $18,000.

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So that's an $11,000 increase.

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Now, for people

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who have lower incomes

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the subsidies

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protect them more

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even if the enhanced

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subsidies expire.

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So let's take that

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same family and move them

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way down the income spectrum

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make them at $25,000.

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Now they're just above

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the poverty line.

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In the enhanced subsidies

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they don't pay

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anything for that

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middle-tier plan.

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They're paying zero.

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But without them

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they're paying

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about $500 a year

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so about a $500 increase.

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So that range

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you know, in the ballpark

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some it's $500 a year

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some people it's $10,000

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or more a year.