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PBS Wisconsin original
production.

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>> It's bad. And we still
dealing with things around

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here.
>> Milwaukee. Cleanup

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continues from floodwater.
Calamity and FEMA officials

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arrived to assess the
damage to determine if

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there will be federal aid.
[MUSIC]

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tonight on "Here& Now".
While Milwaukee waits to

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see if federal aid will
emerge, the Red cross is

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putting out an urgent call
for volunteers.

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[MUSIC]
doubled since January. What

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does this mean for people
in Wisconsin? Presidential

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threats to alter election
systems renews

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misinformation over mail in
ballots and tabulators, and

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changes to student loans
may impact the job

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landscape. It's "Here& Now"
for August 22nd.

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[MUSIC]
>> Funding for Here and Now

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is provided by the Focus
Fund for Journalism and

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Friends of PBS Wisconsin.
>> Following historic

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flooding in southeast
Wisconsin, Milwaukee

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County's latest estimates
on damage to public

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infrastructure has reached
at least $34 million, a

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figure that doesn't include
individual property loss.

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The Federal Emergency
Management Agency arrived

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this week to help the state
with a preliminary damage

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assessment, the first step
toward potential financial

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assistance.
>> Hi, I'm with FEMA.

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>> FEMA is going door to
door in southeast Wisconsin

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over the next several days
looking to understand the

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magnitude of damage caused
by recent record flooding.

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>> Any rain water in your
basement?

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>> Our teams will go
wherever the state and the

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county requests that we go.
We will see as much damage

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as they ask us to see. We
have four teams in

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Milwaukee County, one in
Waukesha County and one in

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Washington County.
>> Accompanied by local

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officials, their objective
is to ask questions and

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collect information.
>> Prior to this, we've

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been working to coordinate
all the information

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reports so that we could
give that picture to whim

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and to the FEMA
representatives of the

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damage that we've
experienced in the

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community.
>> 211 has been flooded

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with thousands of daily
calls from residents

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reporting their losses.
>> Flooded basements,

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foundational damage. A lot
of people with lost

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possessions and couches and
furniture and things like

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that. So a lot of folks
here are hurting.

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>> You know, I'm disabled,
I need help.

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>> People like Tyrone
Roberts.

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>> We never had this much
trash on our block. Now the

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garbage man won't even come
down the street, so we just

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got to deal with it and do
the most as we can as a

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community.
officials recommend calling

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two, one, one.
>> Two, and one can take

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that damage information,
residents with services in

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their area that can help
them.

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>> But large scale aid is
still a ways off.

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>> We're really just trying
to get a snapshot, a

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representative sample of
what has happened across

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the county.
step in the process toward

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getting a major disaster
declaration. So here we are

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in the beginning phase of
here, FEMA will make the

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president. The president
whether a disaster

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>> When that could happen
is still unknown. With FEMA

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in Wisconsin following
those devastating floods in

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and around Milwaukee. The
American Red Cross of

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Wisconsin is issuing what
it calls an urgent Call for

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Disaster Action Team
volunteers to help families

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both locally and nationwide.
Kathryn Halvorsen with the

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Red Cross of Wisconsin
joins us with more. And

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thanks very much for being
here.

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>> Absolutely. Happy to be
here. Thanks for having us.

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>> So I know that the Red
cross responded to

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work did people with the
Red cross do there?

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>> Yeah, absolutely. We you
know, we have had

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volunteers responding
around the clock to

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Milwaukee. Originally we
had opened two shelters and

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then consolidated to
Milwaukee Marshall High

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School, down to one
centralized location that

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was more accessible to the
clients that we were

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serving there. And we were
offering everything from a

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place to stay and eat, to
charge your phone. People

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can stay as long or as
little as they needed. And

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then on top of that, we
were always offering our

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wraparound services. So
mental health support,

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disaster support, casework
recovery resources outside

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of us. It takes a huge
effort and partnership in

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the community to be able to
help those that needed us

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most.
themselves of your services?

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>> Unbelievable. We had 100
local Wisconsin Red

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crossers respond, so we
started as a level three

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disaster, which is
basically still managed by

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the Wisconsin region. And
then we upped it to a level

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four disaster response
operation. So now we're

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starting to see that
national leadership support

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because the need is so
great. So it's great that

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now we have that national
leadership supporting us.

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>> So that sounds as though
the Red cross maintains a

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presence in Milwaukee.
>> Absolutely. Like I said,

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we've got seven levels for
disaster. And when you hit

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that four level for
disaster, we've folks from

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National that are really
stepping in now to support

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us and offer guidance and
leadership to our regional

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team. Of course, we don't
want anyone to get burnt

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out at the regional local
level. So I believe in

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total we have over 150
volunteers helping with

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Milwaukee Steil.
>> And now you're putting

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out an urgent call for
disaster volunteers. Why

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are you doing that?
>> Yeah. You know, we

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respond to 65,000 disasters
every single year. And in

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the Red cross, there's a
saying and it's we're in

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continuous disaster
response with disasters

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happening more frequently.
We're responding to a

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disaster, new disasters
within 15 days. So just to

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to mention too, while we
had this flooding happening

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in Milwaukee, we also had
to open a third shelter

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unrelated to the floods
because of an apartment

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complex fire that displaced
more than 40 people. So

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this is nothing new to the
Red cross. It's just about

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building that capacity. Now
we need more boots on the

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ground, helping us be there
for clients when it's

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needed most.
expect to be doing if they

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signed on?
>> Yeah, so we have a

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really great process. When
you sign up through

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Redcross.org volunteer, we
have a volunteer services

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team that is fielding all
these new applications, and

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then they go through the
process with you of

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determining where you think
your talents will be

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utilized best. So I will
say first and foremost, our

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biggest need position is
disaster Action Team. So

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you're the first people
helping families after a

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home fire or flood. Aside
from that, we have so many

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other positions sheltering
positions, casework, mental

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health care. It's really an
endless opportunities

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available to those who are
looking to make a

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difference. And it doesn't
require any previous

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training. We offer all the
training available through

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our volunteer connection
portal.

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Halvorsen, we leave it
there. But thank you and

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thank you for your work.
>> Absolutely. Thank you so

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much for giving us this
platform to talk about our

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response.
>> In other news, 13 county

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jails in Wisconsin now
cooperate with Ice, with

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sheriff's departments
either serving warrants or

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identifying undocumented
them for immigration

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officials. And according to
latest Ice data,

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immigration arrests have
more than doubled in this

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state since January. As of
late June. Ice made 445

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arrests in Wisconsin. For
more on the immigration

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enforcement landscape here,
we turn to Grant Sovern.

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He's a Madison immigration
attorney who helped found

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the Community Immigration
Law Center. And thanks very

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much for being here.
>> Yeah, thanks for your

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interest.
about the immigration

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now?
>> Well, I can say that in

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Wisconsin, we're seeing a
part of what's happening

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across the country, which
is dramatically increased

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efforts to find people, to
detain people and to try

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and talk them out of being
in the United States. There

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are all sorts of coercive
methods, but we have not

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seen widespread raids like
you see in some big cities

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like Los Angeles and
Chicago. But Ice is

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definitely very active in
trying to find people who

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they have any sense
whatsoever might be

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deportable. But the
difference is they just

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have an idea and can allege
that. But we don't actually

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know that someone's
undocumented or deportable

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until they go through
immigration court.

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>> So are most of these
individuals criminals or

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facing criminal charges?
>> That's an easy question.

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No. Most of them are not
criminals. Most of them are

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people who are trying to
figure out the immigration

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system. A lot of people
came in perfectly valid

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status over the past 4 or 5
years, maybe 6 or 700,000

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people in the United States
who followed all the rules.

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And now this administration
has changed the rules or

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ended their programs. So
these majority of people

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are folks who have been
following all the rules all

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along, and it's the
government that's changing.

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>> What kind of catch 22 is
that for people?

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>> It's really difficult
because the government

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seems to believe that the
majority of people come to

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America because of all the
opportunities that are here,

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and we acknowledge it's a
great country. A lot of

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people come here for jobs
and opportunity, but there

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is a really huge percentage
of people who come because

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they can't live where they
are anymore. And

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unfortunately, the approach
that they're taking, the

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government is taking is
that everybody just wants

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to be here and we can talk
them into leaving.

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>> Is there any reprieve
for people who are like in

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the system, in the
immigration system,

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awaiting a hearing? We're
following the prior rules.

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>> If you follow the law,
the answer is yes. People

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who are following the rules,
waiting for their day in

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court, filing everything
the correct way. You are

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waiting to be adjudicated
about whether and how you

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can stay, or whether you
are indeed deportable. The

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federal government right
now is taking everybody and

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accusing them of being
criminals and saying, you

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must leave. So everybody
believes in the public and

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even the immigrants
themselves is that they

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have no hope, whereas we
have a due process system

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that addresses all of these
things, and the government

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wants to circumvent that.
So it costs less and they

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can show more numbers
faster. Despite whether or

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not anyone is actually
deportable.

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>> What's an example of a
case you've handled that

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stands out?
>> Well, I think right now

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I think about a young woman
and her children who came

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to the US because they
couldn't face the the kind

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of persecution that was
going on where they lived,

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and they did not want to
come to the US. They had to

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leave their family. They
had to leave their

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community. And they
government laid out to be

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able to apply for asylum in
the United States. And

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we're seeing lots of people
in this area who have valid

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claims or not, but are
waiting to find out who are

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being deported before they
even find out. The good

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part is, there is still due
process today. And if

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somebody can get a lawyer
and get through the system,

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I think of this young woman
who won asylum in

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immigration court just in
the past few weeks and is

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able to stay. It's still
fearful because, you know,

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she has the color of skin
is deportable or an accent

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that people are going after.
But if you get through the

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system, you can stay and
it's done legally.

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>> Do attorneys like
yourself learn where people

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deported are being sent?
>> That is one of the

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hardest things we're
dealing with right now.

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It's part of the
government's effort to make

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the whole system more
difficult is we represent

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people who are normally
kept in Wisconsin. But when

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ICE learns that they have a
lawyer, they move them or

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they try and move them
without even knowing about

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their lawyers status, so
that family can't find them

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00:12:39,259 --> 00:12:42,162
so that they can't make
calls. Generally trying to

238
00:12:42,229 --> 00:12:44,765
avoid due process because
it slows down their efforts

239
00:12:44,831 --> 00:12:47,234
to reach the numbers they
want.

240
00:12:47,301 --> 00:12:50,504
>> Because one thing of
note that we saw was that

241
00:12:50,571 --> 00:12:53,140
the ICE dashboard doesn't
make recent removal numbers

242
00:12:53,207 --> 00:12:55,309
public.
>> I think that's partially

243
00:12:55,375 --> 00:12:57,544
because they don't know
what they're doing right

244
00:12:57,611 --> 00:13:00,180
now. There is a lot of
disarray where people are

245
00:13:00,247 --> 00:13:03,350
just trying to get to the
end numbers and skip over

246
00:13:03,417 --> 00:13:05,352
the due process, so I think
they don't actually know

247
00:13:05,419 --> 00:13:09,089
who they're looking for or
how many people they've

248
00:13:09,156 --> 00:13:11,358
immigration issues.
>> What's happening in

249
00:13:11,425 --> 00:13:14,094
courthouses or in
immigration courts where

250
00:13:14,161 --> 00:13:16,930
Ice shows up?
>> Well, right now Ice is

251
00:13:16,997 --> 00:13:19,633
trying to make our
communities less safe

252
00:13:19,700 --> 00:13:23,170
because people are afraid
to go seek justice where

253
00:13:23,237 --> 00:13:26,240
public safety actually
happens. Our police, our

254
00:13:26,306 --> 00:13:29,276
sheriffs are trying to help
with public safety. Ice has

255
00:13:29,343 --> 00:13:32,546
a mandate to find as many
people as they can, no

256
00:13:32,613 --> 00:13:35,549
matter their immigration
status, try to arrest and

257
00:13:35,616 --> 00:13:38,352
detain them and deport them
before they even find out,

258
00:13:38,418 --> 00:13:42,289
and that that is a problem
in between the two. Even

259
00:13:42,356 --> 00:13:44,324
though Ice is considered
law enforcement, when we

260
00:13:44,391 --> 00:13:47,227
look at local law
enforcement who care about

261
00:13:47,294 --> 00:13:49,162
the community, who live in
our community, who are

262
00:13:49,229 --> 00:13:52,432
trying to make things safe,
Ice has just one issue and

263
00:13:52,499 --> 00:13:55,402
that they're interested in,
and it's even making our

264
00:13:55,469 --> 00:13:58,272
local law enforcement and
justice systems much less

265
00:13:58,338 --> 00:14:00,207
safe because people are
afraid to take advantage of

266
00:14:00,274 --> 00:14:02,209
them.
>> Are you finding that

267
00:14:02,276 --> 00:14:05,646
your client or the people
that you work for are

268
00:14:05,712 --> 00:14:09,249
afraid to go out to go to?
>> Everybody is afraid

269
00:14:09,316 --> 00:14:11,285
right now, and this is the
part the government is

270
00:14:11,351 --> 00:14:15,689
trying to make it so
difficult. There are maybe

271
00:14:16,323 --> 00:14:19,493
who are not U.S. citizens,
but that goes everywhere

272
00:14:19,560 --> 00:14:22,095
from people who have a
green card, permanent

273
00:14:22,162 --> 00:14:25,399
residence status, a work
visa, DACA authorization,

274
00:14:25,465 --> 00:14:28,569
and unauthorized. How is it
that Ice is figuring out?

275
00:14:28,635 --> 00:14:31,638
By looking at them walking
down the street, that they

276
00:14:31,705 --> 00:14:34,842
might be undocumented?
They're using systems like

277
00:14:34,908 --> 00:14:38,078
racial profiling or the
accent they have. So any of

278
00:14:38,145 --> 00:14:41,381
those people who have those
issues are worried whether

279
00:14:41,448 --> 00:14:44,218
or not you're undocumented,
whether or not you have a

280
00:14:44,284 --> 00:14:46,186
valid immigration status,
and some U.S. citizens who

281
00:14:46,253 --> 00:14:48,388
are worried about the
current situation because

282
00:14:48,455 --> 00:14:52,025
the government is
overextending, going beyond

283
00:14:52,092 --> 00:14:54,328
what the legal requirements
and abilities are of the

284
00:14:54,394 --> 00:14:55,762
government.
>> Grant Sovern, thanks

285
00:14:55,829 --> 00:14:58,065
very much.
>> Thank you.

286
00:14:59,399 --> 00:15:03,036
>> In a move that had state
election officials sounding

287
00:15:03,103 --> 00:15:06,607
the constitutional alarm,
President Trump threatened

288
00:15:06,673 --> 00:15:10,677
in an all caps social media
post to get rid of mail in

289
00:15:10,744 --> 00:15:14,181
ballots and target highly
inaccurate, very expensive

290
00:15:14,248 --> 00:15:18,185
and seriously controversial
voting machines. He said he

291
00:15:18,252 --> 00:15:21,488
would sign an executive
order to do so. The

292
00:15:21,555 --> 00:15:24,157
president went on to post
that mail in voting results

293
00:15:24,224 --> 00:15:27,194
in massive voter fraud.
Election experts say this

294
00:15:27,261 --> 00:15:31,365
is not true. The white
House press office demurred

295
00:15:31,431 --> 00:15:34,635
on Trump's call a day later,
saying it could be a

296
00:15:34,701 --> 00:15:37,271
subject for Congress to
take up. But we wanted to

297
00:15:37,337 --> 00:15:41,074
check in with a local
election clerk for her take.

298
00:15:41,141 --> 00:15:44,044
Rock County Clerk Lisa
Tollefson joins us now. And

299
00:15:44,111 --> 00:15:47,214
thanks a lot for being here.
>> Thank you.

300
00:15:47,281 --> 00:15:49,883
>> So what was your
reaction when you saw the

301
00:15:49,950 --> 00:15:54,755
call to abolish mail in
voting and voting machines?

302
00:15:57,591 --> 00:16:00,427
>> Just another piece
that's trying to get some

303
00:16:00,494 --> 00:16:05,566
false information out there
to get some headlines. It's

304
00:16:05,632 --> 00:16:09,203
not accurate. Those voting
machines are extremely

305
00:16:09,269 --> 00:16:11,505
accurate that we use. Been
through nine recounts. And

306
00:16:11,572 --> 00:16:14,308
it's not the machines that
have issues. There are

307
00:16:14,374 --> 00:16:17,144
highly accurate. It's
usually somebody didn't

308
00:16:17,211 --> 00:16:20,681
sign the envelope correctly.
Something small. It's human

309
00:16:20,747 --> 00:16:25,319
error not the machines.
>> But beside that point,

310
00:16:25,919 --> 00:16:29,156
can such a thing be done by
presidential executive

311
00:16:29,223 --> 00:16:32,226
order?
>> I believe Congress has

312
00:16:33,460 --> 00:16:37,197
the authority to change it,
not the president. So and

313
00:16:37,264 --> 00:16:39,099
each state actually sets
their own rules for how

314
00:16:39,166 --> 00:16:43,537
they run elections. Not not
the president.

315
00:16:43,604 --> 00:16:47,341
>> So again, in your
experience, does absentee

316
00:16:47,407 --> 00:16:52,079
or mail in voting result in
fraud or massive fraud?

317
00:16:52,846 --> 00:16:56,683
>> So the there's a check
and balance through our

318
00:16:56,750 --> 00:17:00,320
entire system. Some states
mail out absentee ballots

319
00:17:00,387 --> 00:17:03,490
Wisconsin we mail. We only
mail you absentee ballot if

320
00:17:03,557 --> 00:17:06,326
you have requested it. And
to request it, you have to

321
00:17:06,393 --> 00:17:09,429
be a registered voter. So
there's lots of steps and

322
00:17:09,496 --> 00:17:12,299
checks and balances that we
go through in the entire

323
00:17:12,366 --> 00:17:17,371
system. So it's not it's
not randomly you just mail

324
00:17:17,437 --> 00:17:19,840
in a ballot with nothing to
back it up. There there's

325
00:17:19,907 --> 00:17:22,142
checks all the way through
the system.

326
00:17:22,209 --> 00:17:27,047
>> What about voting
machines or tabulators? How

327
00:17:27,114 --> 00:17:30,584
do they work?
>> So tabulators are not

328
00:17:31,385 --> 00:17:35,022
connected to the internet.
They are highly tested

329
00:17:35,088 --> 00:17:38,325
before they can be
certified at the federal

330
00:17:38,392 --> 00:17:42,029
level and then at the state
level. We do public tests

331
00:17:42,095 --> 00:17:44,264
to make sure everything's
working correctly before

332
00:17:44,331 --> 00:17:47,201
the election. And then
after the election, we do

333
00:17:47,267 --> 00:17:50,037
audits to verify that they
counted correctly also. And

334
00:17:50,103 --> 00:17:53,307
again, if we need, we do a
recount. And I've been

335
00:17:53,373 --> 00:17:56,310
through nine. And again
they don't. It's not the

336
00:17:56,376 --> 00:17:58,946
machines that are the
errors. It's it's human

337
00:17:59,012 --> 00:18:03,283
error. It's they're highly
highly accurate.

338
00:18:03,350 --> 00:18:06,720
>> Where does all of this
leave clerks who maintain

339
00:18:06,787 --> 00:18:11,225
the integrity of elections
when it comes to assuring

340
00:18:11,291 --> 00:18:15,762
voters once again that
these things, as you say,

341
00:18:16,630 --> 00:18:20,767
are highly accurate?
>> So it means we have to

342
00:18:21,935 --> 00:18:25,672
explain again over and over.
Sometimes the biggest thing

343
00:18:25,739 --> 00:18:29,676
we can do is invite them to
the public, test or or have

344
00:18:29,743 --> 00:18:32,112
them be poll workers. Once
they learn the system and

345
00:18:32,179 --> 00:18:35,349
all the checks and balances
in place, they feel more

346
00:18:35,415 --> 00:18:37,117
comfortable with it and
they understand all the

347
00:18:37,184 --> 00:18:40,187
work that goes into an
election.

348
00:18:41,088 --> 00:18:45,425
the roller coaster of
election conspiracies?

349
00:18:47,160 --> 00:18:51,632
>> Well, I, I don't have a
boring job that keeps me

350
00:18:52,299 --> 00:18:56,403
very, very entertained.
Sometimes some of the

351
00:18:56,470 --> 00:19:00,040
things that come in. Yeah,
it's up and down. Boring.

352
00:19:00,107 --> 00:19:03,977
Might be nice every once in
a while, but we keep

353
00:19:04,044 --> 00:19:08,115
ourselves very, very. We're
we're explaining things

354
00:19:08,182 --> 00:19:12,920
constantly over and over.
And sometimes that keeps us

355
00:19:12,986 --> 00:19:15,489
from doing other things
we'd like to be doing.

356
00:19:15,556 --> 00:19:18,692
>> Like what?
>> Getting ready for

357
00:19:20,260 --> 00:19:22,162
another election or
training more poll workers

358
00:19:22,229 --> 00:19:24,998
or, you know, working right
now, we're everyone's

359
00:19:25,065 --> 00:19:27,234
working on their budgets
for next year at all the

360
00:19:27,301 --> 00:19:32,239
municipal levels. There's
you know, we we a clerk

361
00:19:32,306 --> 00:19:36,343
does not just do elections.
We are basically in the

362
00:19:36,410 --> 00:19:39,246
towns. They're the
administrator of those

363
00:19:39,313 --> 00:19:41,949
lot of other jobs that we
do. We don't just do

364
00:19:42,015 --> 00:19:44,084
elections.
>> Is there cause, though,

365
00:19:44,151 --> 00:19:47,754
to be highly vigilant when
it comes to election

366
00:19:47,821 --> 00:19:50,958
security?
>> We are always highly

367
00:19:51,458 --> 00:19:55,128
vigilant. We are constantly
doing checks and balances.

368
00:19:55,195 --> 00:19:59,766
We are checking security
tags and chain of custody.

369
00:19:59,833 --> 00:20:02,503
There's tons of pieces that
we're always doing. They're

370
00:20:02,569 --> 00:20:05,506
always in place so that
that never goes away.

371
00:20:05,572 --> 00:20:09,209
That's that's constant.
>> All right. Well we leave

372
00:20:09,276 --> 00:20:12,179
it there and we wish you
luck with attending to the

373
00:20:12,246 --> 00:20:17,150
many duties that you have
on top of all of this. Rock

374
00:20:17,217 --> 00:20:19,219
County Clerk Lisa Tollefson.
Thank you.

375
00:20:19,286 --> 00:20:23,090
>> Thank you.
>> With Wisconsin trying to

376
00:20:23,824 --> 00:20:26,326
tackle a physician shortage,
new limits around graduate

377
00:20:26,393 --> 00:20:30,130
student federal loans could
dissuade some would be

378
00:20:30,197 --> 00:20:33,333
doctors from going to
medical school at all. New

379
00:20:33,400 --> 00:20:36,370
federal provisions passed
as part of the One Big

380
00:20:36,436 --> 00:20:39,139
Beautiful Bill act, set
lower borrowing limits for

381
00:20:39,206 --> 00:20:43,010
medical and law students
and eliminate grad Plus

382
00:20:43,076 --> 00:20:47,114
loans for what the changes
mean for graduates and

383
00:20:47,181 --> 00:20:49,483
undergraduates. Were joined
by a specialist in this

384
00:20:49,550 --> 00:20:52,286
area, Nick Hillman,
professor in the UW-Madison

385
00:20:52,352 --> 00:20:55,022
School of Education. And
professor, thanks very much

386
00:20:55,088 --> 00:20:58,225
for being here.
>> Of course. Thank you for

387
00:20:58,292 --> 00:21:00,494
the invitation.
>> How big of a sea change

388
00:21:00,561 --> 00:21:03,430
is this when it comes to
federal student loans?

389
00:21:03,497 --> 00:21:07,701
>> It's significant for two
main reasons. One is that

390
00:21:07,768 --> 00:21:10,103
these are now amendments to
the Higher Education Act.

391
00:21:10,170 --> 00:21:12,506
So these are now laws. And
a lot of student loan

392
00:21:12,573 --> 00:21:14,975
policy has been done
through regulations. And so

393
00:21:15,042 --> 00:21:17,778
it's a big sea change
because it really

394
00:21:17,845 --> 00:21:20,247
galvanizes these changes
into legal statutes. So

395
00:21:20,314 --> 00:21:22,616
that's one thing. Which
means it's also going to be

396
00:21:22,683 --> 00:21:25,652
harder to change over time.
But the other thing is that

397
00:21:25,719 --> 00:21:29,189
it just really shifts the
flavor of student loans,

398
00:21:29,256 --> 00:21:31,992
how students are going to
be interacting with the

399
00:21:32,059 --> 00:21:34,228
loan system. And it brings
some simplicities to the

400
00:21:34,294 --> 00:21:38,298
system, but it also brings
some complexities.

401
00:21:38,365 --> 00:21:41,068
into that a little bit. But
have you heard of medical

402
00:21:41,134 --> 00:21:45,973
students say deciding not
to attend medical school

403
00:21:46,039 --> 00:21:49,309
because of kind of the caps
on borrowing?

404
00:21:49,376 --> 00:21:52,412
>> I've heard rumblings of
this. I haven't heard that

405
00:21:52,479 --> 00:21:54,982
directly from prospective
students, but I have heard

406
00:21:55,048 --> 00:21:57,417
concerns in different
forums and through

407
00:21:57,484 --> 00:22:00,320
different networks about
what does this mean for me

408
00:22:00,387 --> 00:22:04,725
in terms of how to pay for
college? If loans are less

409
00:22:04,791 --> 00:22:08,195
available to me, then I
have two options. I can go

410
00:22:08,262 --> 00:22:11,298
and try to find a loan in
the private market which

411
00:22:11,365 --> 00:22:14,401
might have high interest
rates. Or I can decide

412
00:22:14,468 --> 00:22:17,037
maybe I should do something
else with my career. And I

413
00:22:17,104 --> 00:22:19,239
think that's the tension
that either people are

414
00:22:19,306 --> 00:22:21,141
already feeling or they
will soon be feeling.

415
00:22:21,208 --> 00:22:23,911
>> So the law also
eliminates I understand the

416
00:22:23,977 --> 00:22:27,314
grad plus loan. What will
that mean?

417
00:22:28,282 --> 00:22:31,151
>> Well, the Grad Plus loan
is pretty significant.

418
00:22:31,218 --> 00:22:35,022
About 17% of all federal
student loans are in that

419
00:22:35,088 --> 00:22:38,325
program. And so this is a
sizable share of federal

420
00:22:38,392 --> 00:22:40,894
student loans. And if
that's no longer available

421
00:22:40,961 --> 00:22:44,064
to borrowers, then again,
they'll likely go out to

422
00:22:44,131 --> 00:22:47,267
the private sector, to
banks or to different

423
00:22:47,334 --> 00:22:50,170
lenders and take out loans
that could be as high as

424
00:22:50,237 --> 00:22:54,174
25% interest rates. These
loans currently have. The

425
00:22:54,241 --> 00:22:58,011
plus loans currently have
like 8 or 9% interest rates.

426
00:22:58,078 --> 00:23:00,080
>> Do you know what the
justification for all of

427
00:23:00,147 --> 00:23:03,150
this was?
>> To save money for the

428
00:23:04,651 --> 00:23:08,188
One Big Beautiful Bill act.
I believe it's in the

429
00:23:08,255 --> 00:23:10,624
hundreds of billions of
dollars. 270 billion is one

430
00:23:10,691 --> 00:23:13,694
Congressional Budget Office
estimate of how much some

431
00:23:13,760 --> 00:23:16,296
of these changes have saved
the federal government. And

432
00:23:16,363 --> 00:23:19,533
ultimately, that's the end
game here, is to restrict

433
00:23:19,600 --> 00:23:23,704
the amount of spending that
the federal government does.

434
00:23:23,770 --> 00:23:27,341
>> Back to details. There
were also changes to loan

435
00:23:27,407 --> 00:23:30,143
repayments. Is that
significant?

436
00:23:30,210 --> 00:23:34,081
>> That is in a couple of
different ways. So this is

437
00:23:34,147 --> 00:23:36,316
what I said earlier about
the simplicity and the

438
00:23:36,383 --> 00:23:38,118
complexity. There's some
things that I think are

439
00:23:38,185 --> 00:23:41,255
pretty popular about the
new repayment options for

440
00:23:41,321 --> 00:23:44,291
borrowers. There is now
basically just two

441
00:23:44,358 --> 00:23:47,127
different options that
borrowers can have starting

442
00:23:47,194 --> 00:23:50,330
in 2026. They could do a
standard repayment plan

443
00:23:50,397 --> 00:23:52,266
that's pegged to how much
they borrowed, and then

444
00:23:52,332 --> 00:23:55,602
they could do a repayment
assistance plan that's

445
00:23:55,669 --> 00:23:58,472
pegged to how much they
earn. And so in either of

446
00:23:58,539 --> 00:24:03,210
those cases, the idea is to
have loan repayment be more

447
00:24:03,277 --> 00:24:07,247
sensitive to borrowers
economic circumstances.

448
00:24:07,314 --> 00:24:10,150
However, there are some
details that also make it

449
00:24:10,217 --> 00:24:12,052
more difficult and even
potentially punitive for

450
00:24:12,119 --> 00:24:14,788
some of the lowest income
borrowers.

451
00:24:14,855 --> 00:24:18,992
>> Interestingly, also,
there's new accountability

452
00:24:19,059 --> 00:24:21,995
standards for
undergraduates. What's that?

453
00:24:22,062 --> 00:24:26,233
>> There are. And this is
something that's really

454
00:24:26,300 --> 00:24:29,469
much on my radar is
essentially a bachelor's

455
00:24:29,536 --> 00:24:32,139
degree recipient, has to
earn more than a high

456
00:24:32,206 --> 00:24:37,177
school graduate at some
point in their future. And

457
00:24:37,244 --> 00:24:40,480
that by itself doesn't seem
very problematic. That's

458
00:24:40,547 --> 00:24:43,283
kind of the whole point of
education is to boost your

459
00:24:43,350 --> 00:24:46,486
economic well-being. But
there are a lot of majors

460
00:24:46,553 --> 00:24:49,022
and academic programs where
the gap between a high

461
00:24:49,089 --> 00:24:51,558
school graduate and a
college graduate are not

462
00:24:51,625 --> 00:24:54,127
that large. And so these
accountability measures are

463
00:24:54,194 --> 00:24:58,632
going to starting in 2026,
they're going to start to

464
00:24:58,699 --> 00:25:01,235
identify what academic
universities across the

465
00:25:01,301 --> 00:25:04,204
country are showing that
positive return above a

466
00:25:04,271 --> 00:25:08,075
high school graduate. And I
worry that maybe it's not

467
00:25:08,141 --> 00:25:11,311
this year, maybe it's not
next year. But at some

468
00:25:11,378 --> 00:25:13,881
point down the road, a lot
of programs that produce

469
00:25:13,947 --> 00:25:16,650
graduates who go into
public sector and nonprofit

470
00:25:16,717 --> 00:25:19,186
work that tend to have low
wages are going to be

471
00:25:19,253 --> 00:25:22,322
either penalized by being
with, you know, withheld

472
00:25:22,389 --> 00:25:24,558
federal funds. Or colleges
might just say, we're not

473
00:25:24,625 --> 00:25:27,027
going to do this. It's too
risky to run this program

474
00:25:27,094 --> 00:25:29,429
anymore.
>> Lastly, do you think

475
00:25:29,496 --> 00:25:33,233
that student borrowers know
about these changes?

476
00:25:33,300 --> 00:25:36,703
>> No, I think there's a
lot of confusion. And one

477
00:25:36,770 --> 00:25:39,139
of the big struggles that I
see and I'm hearing about

478
00:25:39,206 --> 00:25:41,542
is the timeline of all of
these changes are supposed

479
00:25:41,608 --> 00:25:45,279
to be taking place July 1st,
2026. That's ten months

480
00:25:45,345 --> 00:25:47,948
away. And so prospective
students, current students,

481
00:25:48,015 --> 00:25:50,050
and current borrowers are
all wondering. There's

482
00:25:50,117 --> 00:25:53,120
already been several years
of a lot of

483
00:25:53,187 --> 00:25:55,189
miscommunication, confusion
and misunderstanding about

484
00:25:55,255 --> 00:25:57,925
the student loan system.
And I'm worried, especially

485
00:25:57,991 --> 00:26:01,395
as the federal government
of Education has laid off

486
00:26:01,461 --> 00:26:03,997
at least 50% of staff at
the Department of Education.

487
00:26:04,064 --> 00:26:06,066
I'm very concerned about
how this will be

488
00:26:06,133 --> 00:26:08,302
implemented and how well it
will be implemented.

489
00:26:08,368 --> 00:26:11,138
>> Well, we will be
watching a professor Nick

490
00:26:11,205 --> 00:26:15,209
Hillman. Thanks very much.
>> Of course. Thank you.

491
00:26:15,275 --> 00:26:17,244
>> For more on this and
other issues facing

492
00:26:17,311 --> 00:26:20,614
Wisconsin, visit our
website at PBS Wisconsin

493
00:26:20,681 --> 00:26:23,417
and then click on the news
tab. That's our program for

494
00:26:23,483 --> 00:26:26,086
tonight I'm Frederica
Freyberg. Have a good

495
00:26:26,153 --> 00:26:27,821
weekend.
[MUSIC]

496
00:26:37,164 --> 00:26:39,733
.
>> Funding for "Here& Now"

497
00:26:46,306 --> 00:26:48,642
is provided by the Focus
Fund for Journalism and

498
00:26:48,709 --> 00:26:51,178
Friends of PBS Wisconsin.
