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PBS Wisconsin original
production.

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>> It's bad. And we still
dealing with things around

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here.
>> Milwaukee. Cleanup

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continues from floodwater.
Calamity and FEMA officials

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arrived to assess the
damage to determine if

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there will be federal aid.
[MUSIC]

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tonight on "Here& Now".
While Milwaukee waits to

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see if federal aid will
emerge, the Red cross is

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putting out an urgent call
for volunteers.

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[MUSIC]
doubled since January. What

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does this mean for people
in Wisconsin? Presidential

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threats to alter election
systems renews

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misinformation over mail in
ballots and tabulators, and

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changes to student loans
may impact the job

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landscape. It's "Here& Now"
for August 22nd.

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[MUSIC]
>> Funding for Here and Now

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is provided by the Focus
Fund for Journalism and

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Friends of PBS Wisconsin.
>> Following historic

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flooding in southeast
Wisconsin, Milwaukee

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County's latest estimates
on damage to public

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infrastructure has reached
at least $34 million, a

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figure that doesn't include
individual property loss.

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The Federal Emergency
Management Agency arrived

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this week to help the state
with a preliminary damage

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assessment, the first step
toward potential financial

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assistance.
>> Hi, I'm with FEMA.

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>> FEMA is going door to
door in southeast Wisconsin

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over the next several days
looking to understand the

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magnitude of damage caused
by recent record flooding.

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>> Any rain water in your
basement?

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>> Our teams will go
wherever the state and the

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county requests that we go.
We will see as much damage

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as they ask us to see. We
have four teams in

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Milwaukee County, one in
Waukesha County and one in

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Washington County.
>> Accompanied by local

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officials, their objective
is to ask questions and

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collect information.
>> Prior to this, we've

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been working to coordinate
all the information

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reports so that we could
give that picture to whim

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and to the FEMA
representatives of the

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damage that we've
experienced in the

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community.
>> 211 has been flooded

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with thousands of daily
calls from residents

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reporting their losses.
>> Flooded basements,

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foundational damage. A lot
of people with lost

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possessions and couches and
furniture and things like

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that. So a lot of folks
here are hurting.

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>> You know, I'm disabled,
I need help.

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>> People like Tyrone
Roberts.

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>> We never had this much
trash on our block. Now the

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garbage man won't even come
down the street, so we just

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got to deal with it and do
the most as we can as a

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community.
officials recommend calling

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two, one, one.
>> Two, and one can take

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that damage information,
residents with services in

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their area that can help
them.

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>> But large scale aid is
still a ways off.

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>> We're really just trying
to get a snapshot, a

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representative sample of
what has happened across

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the county.
step in the process toward

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getting a major disaster
declaration. So here we are

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in the beginning phase of
here, FEMA will make the

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president. The president
whether a disaster

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>> When that could happen
is still unknown. With FEMA

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in Wisconsin following
those devastating floods in

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and around Milwaukee. The
American Red Cross of

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Wisconsin is issuing what
it calls an urgent Call for

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Disaster Action Team
volunteers to help families

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both locally and nationwide.
Kathryn Halvorsen with the

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Red Cross of Wisconsin
joins us with more. And

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thanks very much for being
here.

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>> Absolutely. Happy to be
here. Thanks for having us.

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>> So I know that the Red
cross responded to

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work did people with the
Red cross do there?

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>> Yeah, absolutely. We you
know, we have had

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volunteers responding
around the clock to

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Milwaukee. Originally we
had opened two shelters and

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then consolidated to
Milwaukee Marshall High

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School, down to one
centralized location that

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was more accessible to the
clients that we were

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serving there. And we were
offering everything from a

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place to stay and eat, to
charge your phone. People

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can stay as long or as
little as they needed. And

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then on top of that, we
were always offering our

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wraparound services. So
mental health support,

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disaster support, casework
recovery resources outside

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of us. It takes a huge
effort and partnership in

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the community to be able to
help those that needed us

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most.
themselves of your services?

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>> Unbelievable. We had 100
local Wisconsin Red

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crossers respond, so we
started as a level three

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disaster, which is
basically still managed by

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the Wisconsin region. And
then we upped it to a level

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four disaster response
operation. So now we're

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starting to see that
national leadership support

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because the need is so
great. So it's great that

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now we have that national
leadership supporting us.

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>> So that sounds as though
the Red cross maintains a

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presence in Milwaukee.
>> Absolutely. Like I said,

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we've got seven levels for
disaster. And when you hit

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that four level for
disaster, we've folks from

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National that are really
stepping in now to support

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us and offer guidance and
leadership to our regional

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team. Of course, we don't
want anyone to get burnt

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out at the regional local
level. So I believe in

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total we have over 150
volunteers helping with

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Milwaukee Steil.
>> And now you're putting

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out an urgent call for
disaster volunteers. Why

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are you doing that?
>> Yeah. You know, we

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respond to 65,000 disasters
every single year. And in

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the Red cross, there's a
saying and it's we're in

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continuous disaster
response with disasters

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happening more frequently.
We're responding to a

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disaster, new disasters
within 15 days. So just to

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to mention too, while we
had this flooding happening

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in Milwaukee, we also had
to open a third shelter

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unrelated to the floods
because of an apartment

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complex fire that displaced
more than 40 people. So

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this is nothing new to the
Red cross. It's just about

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building that capacity. Now
we need more boots on the

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ground, helping us be there
for clients when it's

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needed most.
expect to be doing if they

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signed on?
>> Yeah, so we have a

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really great process. When
you sign up through

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Redcross.org volunteer, we
have a volunteer services

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team that is fielding all
these new applications, and

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then they go through the
process with you of

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determining where you think
your talents will be

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utilized best. So I will
say first and foremost, our

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biggest need position is
disaster Action Team. So

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you're the first people
helping families after a

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home fire or flood. Aside
from that, we have so many

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other positions sheltering
positions, casework, mental

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health care. It's really an
endless opportunities

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available to those who are
looking to make a

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difference. And it doesn't
require any previous

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training. We offer all the
training available through

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our volunteer connection
portal.

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Halvorsen, we leave it
there. But thank you and

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thank you for your work.
>> Absolutely. Thank you so

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much for giving us this
platform to talk about our

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response.
>> In other news, 13 county

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jails in Wisconsin now
cooperate with Ice, with

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sheriff's departments
either serving warrants or

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identifying undocumented
them for immigration

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officials. And according to
latest Ice data,

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immigration arrests have
more than doubled in this

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state since January. As of
late June. Ice made 445

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arrests in Wisconsin. For
more on the immigration

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enforcement landscape here,
we turn to Grant Sovern.

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He's a Madison immigration
attorney who helped found

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the Community Immigration
Law Center. And thanks very

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much for being here.
>> Yeah, thanks for your

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interest.
about the immigration

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now?
>> Well, I can say that in

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Wisconsin, we're seeing a
part of what's happening

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across the country, which
is dramatically increased

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efforts to find people, to
detain people and to try

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and talk them out of being
in the United States. There

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are all sorts of coercive
methods, but we have not

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seen widespread raids like
you see in some big cities

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like Los Angeles and
Chicago. But Ice is

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definitely very active in
trying to find people who

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they have any sense
whatsoever might be

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deportable. But the
difference is they just

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have an idea and can allege
that. But we don't actually

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know that someone's
undocumented or deportable

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until they go through
immigration court.

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>> So are most of these
individuals criminals or

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facing criminal charges?
>> That's an easy question.

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No. Most of them are not
criminals. Most of them are

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people who are trying to
figure out the immigration

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system. A lot of people
came in perfectly valid

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status over the past 4 or 5
years, maybe 6 or 700,000

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people in the United States
who followed all the rules.

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And now this administration
has changed the rules or

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ended their programs. So
these majority of people

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are folks who have been
following all the rules all

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along, and it's the
government that's changing.

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>> What kind of catch 22 is
that for people?

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>> It's really difficult
because the government

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seems to believe that the
majority of people come to

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America because of all the
opportunities that are here,

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and we acknowledge it's a
great country. A lot of

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people come here for jobs
and opportunity, but there

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is a really huge percentage
of people who come because

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they can't live where they
are anymore. And

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unfortunately, the approach
that they're taking, the

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government is taking is
that everybody just wants

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to be here and we can talk
them into leaving.

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>> Is there any reprieve
for people who are like in

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the system, in the
immigration system,

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awaiting a hearing? We're
following the prior rules.

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>> If you follow the law,
the answer is yes. People

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who are following the rules,
waiting for their day in

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court, filing everything
the correct way. You are

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waiting to be adjudicated
about whether and how you

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can stay, or whether you
are indeed deportable. The

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federal government right
now is taking everybody and

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accusing them of being
criminals and saying, you

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must leave. So everybody
believes in the public and

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even the immigrants
themselves is that they

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have no hope, whereas we
have a due process system

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that addresses all of these
things, and the government

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wants to circumvent that.
So it costs less and they

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can show more numbers
faster. Despite whether or

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not anyone is actually
deportable.

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>> What's an example of a
case you've handled that

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stands out?
>> Well, I think right now

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I think about a young woman
and her children who came

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to the US because they
couldn't face the the kind

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of persecution that was
going on where they lived,

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and they did not want to
come to the US. They had to

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leave their family. They
had to leave their

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community. And they
government laid out to be

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able to apply for asylum in
the United States. And

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we're seeing lots of people
in this area who have valid

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claims or not, but are
waiting to find out who are

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being deported before they
even find out. The good

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part is, there is still due
process today. And if

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somebody can get a lawyer
and get through the system,

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I think of this young woman
who won asylum in

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immigration court just in
the past few weeks and is

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able to stay. It's still
fearful because, you know,

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she has the color of skin
is deportable or an accent

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that people are going after.
But if you get through the

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system, you can stay and
it's done legally.

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>> Do attorneys like
yourself learn where people

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deported are being sent?
>> That is one of the

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hardest things we're
dealing with right now.

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It's part of the
government's effort to make

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the whole system more
difficult is we represent

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people who are normally
kept in Wisconsin. But when

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ICE learns that they have a
lawyer, they move them or

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they try and move them
without even knowing about

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their lawyers status, so
that family can't find them

237
00:13:21,134 --> 00:13:24,037
so that they can't make
calls. Generally trying to

238
00:13:24,104 --> 00:13:26,640
avoid due process because
it slows down their efforts

239
00:13:26,707 --> 00:13:29,109
to reach the numbers they
want.

240
00:13:29,176 --> 00:13:32,379
>> Because one thing of
note that we saw was that

241
00:13:32,446 --> 00:13:35,015
the ICE dashboard doesn't
make recent removal numbers

242
00:13:35,082 --> 00:13:37,184
public.
>> I think that's partially

243
00:13:37,251 --> 00:13:39,419
because they don't know
what they're doing right

244
00:13:39,486 --> 00:13:42,055
now. There is a lot of
disarray where people are

245
00:13:42,122 --> 00:13:45,225
just trying to get to the
end numbers and skip over

246
00:13:45,292 --> 00:13:47,227
the due process, so I think
they don't actually know

247
00:13:47,294 --> 00:13:50,964
who they're looking for or
how many people they've

248
00:13:51,031 --> 00:13:53,233
immigration issues.
>> What's happening in

249
00:13:53,300 --> 00:13:55,969
courthouses or in
immigration courts where

250
00:13:56,036 --> 00:13:58,805
Ice shows up?
>> Well, right now Ice is

251
00:13:58,872 --> 00:14:01,508
trying to make our
communities less safe

252
00:14:01,575 --> 00:14:05,045
because people are afraid
to go seek justice where

253
00:14:05,112 --> 00:14:08,115
public safety actually
happens. Our police, our

254
00:14:08,182 --> 00:14:11,151
sheriffs are trying to help
with public safety. Ice has

255
00:14:11,218 --> 00:14:14,421
a mandate to find as many
people as they can, no

256
00:14:14,488 --> 00:14:17,424
matter their immigration
status, try to arrest and

257
00:14:17,491 --> 00:14:20,227
detain them and deport them
before they even find out,

258
00:14:20,294 --> 00:14:24,164
and that that is a problem
in between the two. Even

259
00:14:24,231 --> 00:14:26,200
though Ice is considered
law enforcement, when we

260
00:14:26,266 --> 00:14:29,102
look at local law
enforcement who care about

261
00:14:29,169 --> 00:14:31,038
the community, who live in
our community, who are

262
00:14:31,104 --> 00:14:34,308
trying to make things safe,
Ice has just one issue and

263
00:14:34,374 --> 00:14:37,277
that they're interested in,
and it's even making our

264
00:14:37,344 --> 00:14:40,147
local law enforcement and
justice systems much less

265
00:14:40,214 --> 00:14:42,082
safe because people are
afraid to take advantage of

266
00:14:42,149 --> 00:14:44,084
them.
>> Are you finding that

267
00:14:44,151 --> 00:14:47,521
your client or the people
that you work for are

268
00:14:47,588 --> 00:14:51,124
afraid to go out to go to?
>> Everybody is afraid

269
00:14:51,191 --> 00:14:53,160
right now, and this is the
part the government is

270
00:14:53,227 --> 00:14:57,564
trying to make it so
difficult. There are maybe

271
00:14:58,198 --> 00:15:01,368
who are not U.S. citizens,
but that goes everywhere

272
00:15:01,435 --> 00:15:03,971
from people who have a
green card, permanent

273
00:15:04,037 --> 00:15:07,274
residence status, a work
visa, DACA authorization,

274
00:15:07,341 --> 00:15:10,444
and unauthorized. How is it
that Ice is figuring out?

275
00:15:10,511 --> 00:15:13,514
By looking at them walking
down the street, that they

276
00:15:13,580 --> 00:15:16,717
might be undocumented?
They're using systems like

277
00:15:16,783 --> 00:15:19,953
racial profiling or the
accent they have. So any of

278
00:15:20,020 --> 00:15:23,257
those people who have those
issues are worried whether

279
00:15:23,323 --> 00:15:26,093
or not you're undocumented,
whether or not you have a

280
00:15:26,159 --> 00:15:28,061
valid immigration status,
and some U.S. citizens who

281
00:15:28,128 --> 00:15:30,264
are worried about the
current situation because

282
00:15:30,330 --> 00:15:33,901
the government is
overextending, going beyond

283
00:15:33,967 --> 00:15:36,203
what the legal requirements
and abilities are of the

284
00:15:36,270 --> 00:15:37,638
government.
>> Grant Sovern, thanks

285
00:15:37,704 --> 00:15:39,940
very much.
>> Thank you.

286
00:15:41,275 --> 00:15:44,912
>> In a move that had state
election officials sounding

287
00:15:44,978 --> 00:15:48,482
the constitutional alarm,
President Trump threatened

288
00:15:48,549 --> 00:15:52,553
in an all caps social media
post to get rid of mail in

289
00:15:52,619 --> 00:15:56,056
ballots and target highly
inaccurate, very expensive

290
00:15:56,123 --> 00:16:00,060
and seriously controversial
voting machines. He said he

291
00:16:00,127 --> 00:16:03,363
would sign an executive
order to do so. The

292
00:16:03,430 --> 00:16:06,033
president went on to post
that mail in voting results

293
00:16:06,099 --> 00:16:09,069
in massive voter fraud.
Election experts say this

294
00:16:09,136 --> 00:16:13,240
is not true. The white
House press office demurred

295
00:16:13,307 --> 00:16:16,510
on Trump's call a day later,
saying it could be a

296
00:16:16,577 --> 00:16:19,146
subject for Congress to
take up. But we wanted to

297
00:16:19,213 --> 00:16:22,950
check in with a local
election clerk for her take.

298
00:16:23,016 --> 00:16:25,919
Rock County Clerk Lisa
Tollefson joins us now. And

299
00:16:25,986 --> 00:16:29,089
thanks a lot for being here.
>> Thank you.

300
00:16:29,156 --> 00:16:31,758
>> So what was your
reaction when you saw the

301
00:16:31,825 --> 00:16:36,630
call to abolish mail in
voting and voting machines?

302
00:16:39,466 --> 00:16:42,302
>> Just another piece
that's trying to get some

303
00:16:42,369 --> 00:16:47,441
false information out there
to get some headlines. It's

304
00:16:47,508 --> 00:16:51,078
not accurate. Those voting
machines are extremely

305
00:16:51,144 --> 00:16:53,380
accurate that we use. Been
through nine recounts. And

306
00:16:53,447 --> 00:16:56,183
it's not the machines that
have issues. There are

307
00:16:56,250 --> 00:16:59,019
highly accurate. It's
usually somebody didn't

308
00:16:59,086 --> 00:17:02,556
sign the envelope correctly.
Something small. It's human

309
00:17:02,623 --> 00:17:07,194
error not the machines.
>> But beside that point,

310
00:17:07,794 --> 00:17:11,031
can such a thing be done by
presidential executive

311
00:17:11,098 --> 00:17:14,101
order?
>> I believe Congress has

312
00:17:15,335 --> 00:17:19,072
the authority to change it,
not the president. So and

313
00:17:19,139 --> 00:17:20,974
each state actually sets
their own rules for how

314
00:17:21,041 --> 00:17:25,412
they run elections. Not not
the president.

315
00:17:25,479 --> 00:17:29,216
>> So again, in your
experience, does absentee

316
00:17:29,283 --> 00:17:33,954
or mail in voting result in
fraud or massive fraud?

317
00:17:34,721 --> 00:17:38,559
>> So the there's a check
and balance through our

318
00:17:38,625 --> 00:17:42,196
entire system. Some states
mail out absentee ballots

319
00:17:42,262 --> 00:17:45,365
Wisconsin we mail. We only
mail you absentee ballot if

320
00:17:45,432 --> 00:17:48,202
you have requested it. And
to request it, you have to

321
00:17:48,268 --> 00:17:51,305
be a registered voter. So
there's lots of steps and

322
00:17:51,371 --> 00:17:54,174
checks and balances that we
go through in the entire

323
00:17:54,241 --> 00:17:59,246
system. So it's not it's
not randomly you just mail

324
00:17:59,313 --> 00:18:01,715
in a ballot with nothing to
back it up. There there's

325
00:18:01,782 --> 00:18:04,017
checks all the way through
the system.

326
00:18:04,084 --> 00:18:08,922
>> What about voting
machines or tabulators? How

327
00:18:08,989 --> 00:18:12,459
do they work?
>> So tabulators are not

328
00:18:13,260 --> 00:18:16,897
connected to the internet.
They are highly tested

329
00:18:16,964 --> 00:18:20,200
before they can be
certified at the federal

330
00:18:20,267 --> 00:18:23,904
level and then at the state
level. We do public tests

331
00:18:23,971 --> 00:18:26,139
to make sure everything's
working correctly before

332
00:18:26,206 --> 00:18:29,076
the election. And then
after the election, we do

333
00:18:29,142 --> 00:18:31,912
audits to verify that they
counted correctly also. And

334
00:18:31,979 --> 00:18:35,182
again, if we need, we do a
recount. And I've been

335
00:18:35,249 --> 00:18:38,185
through nine. And again
they don't. It's not the

336
00:18:38,252 --> 00:18:40,821
machines that are the
errors. It's it's human

337
00:18:40,888 --> 00:18:45,158
error. It's they're highly
highly accurate.

338
00:18:45,225 --> 00:18:48,595
>> Where does all of this
leave clerks who maintain

339
00:18:48,662 --> 00:18:53,100
the integrity of elections
when it comes to assuring

340
00:18:53,166 --> 00:18:57,638
voters once again that
these things, as you say,

341
00:18:58,505 --> 00:19:02,643
are highly accurate?
>> So it means we have to

342
00:19:03,810 --> 00:19:07,548
explain again over and over.
Sometimes the biggest thing

343
00:19:07,614 --> 00:19:11,552
we can do is invite them to
the public, test or or have

344
00:19:11,618 --> 00:19:13,987
them be poll workers. Once
they learn the system and

345
00:19:14,054 --> 00:19:17,224
all the checks and balances
in place, they feel more

346
00:19:17,291 --> 00:19:18,992
comfortable with it and
they understand all the

347
00:19:19,059 --> 00:19:22,062
work that goes into an
election.

348
00:19:22,963 --> 00:19:27,301
the roller coaster of
election conspiracies?

349
00:19:29,036 --> 00:19:33,507
>> Well, I, I don't have a
boring job that keeps me

350
00:19:34,174 --> 00:19:38,278
very, very entertained.
Sometimes some of the

351
00:19:38,345 --> 00:19:41,915
things that come in. Yeah,
it's up and down. Boring.

352
00:19:41,982 --> 00:19:45,853
Might be nice every once in
a while, but we keep

353
00:19:45,919 --> 00:19:49,990
ourselves very, very. We're
we're explaining things

354
00:19:50,057 --> 00:19:54,795
constantly over and over.
And sometimes that keeps us

355
00:19:54,862 --> 00:19:57,364
from doing other things
we'd like to be doing.

356
00:19:57,431 --> 00:20:00,567
>> Like what?
>> Getting ready for

357
00:20:02,135 --> 00:20:04,037
another election or
training more poll workers

358
00:20:04,104 --> 00:20:06,874
or, you know, working right
now, we're everyone's

359
00:20:06,940 --> 00:20:09,109
working on their budgets
for next year at all the

360
00:20:09,176 --> 00:20:14,114
municipal levels. There's
you know, we we a clerk

361
00:20:14,181 --> 00:20:18,218
does not just do elections.
We are basically in the

362
00:20:18,285 --> 00:20:21,121
towns. They're the
administrator of those

363
00:20:21,188 --> 00:20:23,824
lot of other jobs that we
do. We don't just do

364
00:20:23,891 --> 00:20:25,959
elections.
>> Is there cause, though,

365
00:20:26,026 --> 00:20:29,630
to be highly vigilant when
it comes to election

366
00:20:29,696 --> 00:20:32,833
security?
>> We are always highly

367
00:20:33,333 --> 00:20:37,004
vigilant. We are constantly
doing checks and balances.

368
00:20:37,070 --> 00:20:41,642
We are checking security
tags and chain of custody.

369
00:20:41,708 --> 00:20:44,378
There's tons of pieces that
we're always doing. They're

370
00:20:44,444 --> 00:20:47,381
always in place so that
that never goes away.

371
00:20:47,447 --> 00:20:51,084
That's that's constant.
>> All right. Well we leave

372
00:20:51,151 --> 00:20:54,054
it there and we wish you
luck with attending to the

373
00:20:54,121 --> 00:20:59,026
many duties that you have
on top of all of this. Rock

374
00:20:59,092 --> 00:21:01,094
County Clerk Lisa Tollefson.
Thank you.

375
00:21:01,161 --> 00:21:04,965
>> Thank you.
>> With Wisconsin trying to

376
00:21:05,699 --> 00:21:08,202
tackle a physician shortage,
new limits around graduate

377
00:21:08,268 --> 00:21:12,005
student federal loans could
dissuade some would be

378
00:21:12,072 --> 00:21:15,209
doctors from going to
medical school at all. New

379
00:21:15,275 --> 00:21:18,245
federal provisions passed
as part of the One Big

380
00:21:18,312 --> 00:21:21,014
Beautiful Bill act, set
lower borrowing limits for

381
00:21:21,081 --> 00:21:24,885
medical and law students
and eliminate grad Plus

382
00:21:24,952 --> 00:21:28,989
loans for what the changes
mean for graduates and

383
00:21:29,056 --> 00:21:31,358
undergraduates. Were joined
by a specialist in this

384
00:21:31,425 --> 00:21:34,161
area, Nick Hillman,
professor in the UW-Madison

385
00:21:34,228 --> 00:21:36,897
School of Education. And
professor, thanks very much

386
00:21:36,964 --> 00:21:40,100
for being here.
>> Of course. Thank you for

387
00:21:40,167 --> 00:21:42,369
the invitation.
>> How big of a sea change

388
00:21:42,436 --> 00:21:45,305
is this when it comes to
federal student loans?

389
00:21:45,372 --> 00:21:49,576
>> It's significant for two
main reasons. One is that

390
00:21:49,643 --> 00:21:51,979
these are now amendments to
the Higher Education Act.

391
00:21:52,045 --> 00:21:54,381
So these are now laws. And
a lot of student loan

392
00:21:54,448 --> 00:21:56,850
policy has been done
through regulations. And so

393
00:21:56,917 --> 00:21:59,653
it's a big sea change
because it really

394
00:21:59,720 --> 00:22:02,122
galvanizes these changes
into legal statutes. So

395
00:22:02,189 --> 00:22:04,491
that's one thing. Which
means it's also going to be

396
00:22:04,558 --> 00:22:07,528
harder to change over time.
But the other thing is that

397
00:22:07,594 --> 00:22:11,064
it just really shifts the
flavor of student loans,

398
00:22:11,131 --> 00:22:13,867
how students are going to
be interacting with the

399
00:22:13,934 --> 00:22:16,103
loan system. And it brings
some simplicities to the

400
00:22:16,170 --> 00:22:20,174
system, but it also brings
some complexities.

401
00:22:20,240 --> 00:22:22,943
into that a little bit. But
have you heard of medical

402
00:22:23,010 --> 00:22:27,848
students say deciding not
to attend medical school

403
00:22:27,915 --> 00:22:31,185
because of kind of the caps
on borrowing?

404
00:22:31,251 --> 00:22:34,288
>> I've heard rumblings of
this. I haven't heard that

405
00:22:34,354 --> 00:22:36,857
directly from prospective
students, but I have heard

406
00:22:36,924 --> 00:22:39,293
concerns in different
forums and through

407
00:22:39,359 --> 00:22:42,196
different networks about
what does this mean for me

408
00:22:42,262 --> 00:22:46,600
in terms of how to pay for
college? If loans are less

409
00:22:46,667 --> 00:22:50,070
available to me, then I
have two options. I can go

410
00:22:50,137 --> 00:22:53,173
and try to find a loan in
the private market which

411
00:22:53,240 --> 00:22:56,276
might have high interest
rates. Or I can decide

412
00:22:56,343 --> 00:22:58,912
maybe I should do something
else with my career. And I

413
00:22:58,979 --> 00:23:01,114
think that's the tension
that either people are

414
00:23:01,181 --> 00:23:03,016
already feeling or they
will soon be feeling.

415
00:23:03,083 --> 00:23:05,786
>> So the law also
eliminates I understand the

416
00:23:05,853 --> 00:23:09,189
grad plus loan. What will
that mean?

417
00:23:10,157 --> 00:23:13,026
>> Well, the Grad Plus loan
is pretty significant.

418
00:23:13,093 --> 00:23:16,897
About 17% of all federal
student loans are in that

419
00:23:16,964 --> 00:23:20,200
program. And so this is a
sizable share of federal

420
00:23:20,267 --> 00:23:22,769
student loans. And if
that's no longer available

421
00:23:22,836 --> 00:23:25,939
to borrowers, then again,
they'll likely go out to

422
00:23:26,006 --> 00:23:29,142
the private sector, to
banks or to different

423
00:23:29,209 --> 00:23:32,045
lenders and take out loans
that could be as high as

424
00:23:32,112 --> 00:23:36,049
25% interest rates. These
loans currently have. The

425
00:23:36,116 --> 00:23:39,887
plus loans currently have
like 8 or 9% interest rates.

426
00:23:39,953 --> 00:23:41,955
>> Do you know what the
justification for all of

427
00:23:42,022 --> 00:23:45,025
this was?
>> To save money for the

428
00:23:46,527 --> 00:23:50,063
One Big Beautiful Bill act.
I believe it's in the

429
00:23:50,130 --> 00:23:52,499
hundreds of billions of
dollars. 270 billion is one

430
00:23:52,566 --> 00:23:55,569
Congressional Budget Office
estimate of how much some

431
00:23:55,636 --> 00:23:58,172
of these changes have saved
the federal government. And

432
00:23:58,238 --> 00:24:01,408
ultimately, that's the end
game here, is to restrict

433
00:24:01,475 --> 00:24:05,579
the amount of spending that
the federal government does.

434
00:24:05,646 --> 00:24:09,216
>> Back to details. There
were also changes to loan

435
00:24:09,283 --> 00:24:12,019
repayments. Is that
significant?

436
00:24:12,085 --> 00:24:15,956
>> That is in a couple of
different ways. So this is

437
00:24:16,023 --> 00:24:18,192
what I said earlier about
the simplicity and the

438
00:24:18,258 --> 00:24:19,993
complexity. There's some
things that I think are

439
00:24:20,060 --> 00:24:23,130
pretty popular about the
new repayment options for

440
00:24:23,197 --> 00:24:26,166
borrowers. There is now
basically just two

441
00:24:26,233 --> 00:24:29,002
different options that
borrowers can have starting

442
00:24:29,069 --> 00:24:32,206
in 2026. They could do a
standard repayment plan

443
00:24:32,272 --> 00:24:34,141
that's pegged to how much
they borrowed, and then

444
00:24:34,208 --> 00:24:37,477
they could do a repayment
assistance plan that's

445
00:24:37,544 --> 00:24:40,347
pegged to how much they
earn. And so in either of

446
00:24:40,414 --> 00:24:45,085
those cases, the idea is to
have loan repayment be more

447
00:24:45,152 --> 00:24:49,122
sensitive to borrowers
economic circumstances.

448
00:24:49,189 --> 00:24:52,025
However, there are some
details that also make it

449
00:24:52,092 --> 00:24:53,927
more difficult and even
potentially punitive for

450
00:24:53,994 --> 00:24:56,663
some of the lowest income
borrowers.

451
00:24:56,730 --> 00:25:00,868
>> Interestingly, also,
there's new accountability

452
00:25:00,934 --> 00:25:03,871
standards for
undergraduates. What's that?

453
00:25:03,937 --> 00:25:08,108
>> There are. And this is
something that's really

454
00:25:08,175 --> 00:25:11,345
much on my radar is
essentially a bachelor's

455
00:25:11,411 --> 00:25:14,014
degree recipient, has to
earn more than a high

456
00:25:14,081 --> 00:25:19,052
school graduate at some
point in their future. And

457
00:25:19,119 --> 00:25:22,356
that by itself doesn't seem
very problematic. That's

458
00:25:22,422 --> 00:25:25,158
kind of the whole point of
education is to boost your

459
00:25:25,225 --> 00:25:28,362
economic well-being. But
there are a lot of majors

460
00:25:28,428 --> 00:25:30,898
and academic programs where
the gap between a high

461
00:25:30,964 --> 00:25:33,433
school graduate and a
college graduate are not

462
00:25:33,500 --> 00:25:36,003
that large. And so these
accountability measures are

463
00:25:36,069 --> 00:25:40,507
going to starting in 2026,
they're going to start to

464
00:25:40,574 --> 00:25:43,110
identify what academic
universities across the

465
00:25:43,177 --> 00:25:46,079
country are showing that
positive return above a

466
00:25:46,146 --> 00:25:49,950
high school graduate. And I
worry that maybe it's not

467
00:25:50,017 --> 00:25:53,187
this year, maybe it's not
next year. But at some

468
00:25:53,253 --> 00:25:55,756
point down the road, a lot
of programs that produce

469
00:25:55,822 --> 00:25:58,525
graduates who go into
public sector and nonprofit

470
00:25:58,592 --> 00:26:01,061
work that tend to have low
wages are going to be

471
00:26:01,128 --> 00:26:04,198
either penalized by being
with, you know, withheld

472
00:26:04,264 --> 00:26:06,433
federal funds. Or colleges
might just say, we're not

473
00:26:06,500 --> 00:26:08,902
going to do this. It's too
risky to run this program

474
00:26:08,969 --> 00:26:11,305
anymore.
>> Lastly, do you think

475
00:26:11,371 --> 00:26:15,108
that student borrowers know
about these changes?

476
00:26:15,175 --> 00:26:18,579
>> No, I think there's a
lot of confusion. And one

477
00:26:18,645 --> 00:26:21,014
of the big struggles that I
see and I'm hearing about

478
00:26:21,081 --> 00:26:23,417
is the timeline of all of
these changes are supposed

479
00:26:23,483 --> 00:26:27,154
to be taking place July 1st,
2026. That's ten months

480
00:26:27,221 --> 00:26:29,823
away. And so prospective
students, current students,

481
00:26:29,890 --> 00:26:31,925
and current borrowers are
all wondering. There's

482
00:26:31,992 --> 00:26:34,995
already been several years
of a lot of

483
00:26:35,062 --> 00:26:37,064
miscommunication, confusion
and misunderstanding about

484
00:26:37,130 --> 00:26:39,800
the student loan system.
And I'm worried, especially

485
00:26:39,867 --> 00:26:43,270
as the federal government
of Education has laid off

486
00:26:43,337 --> 00:26:45,873
at least 50% of staff at
the Department of Education.

487
00:26:45,939 --> 00:26:47,941
I'm very concerned about
how this will be

488
00:26:48,008 --> 00:26:50,177
implemented and how well it
will be implemented.

489
00:26:50,244 --> 00:26:53,013
>> Well, we will be
watching a professor Nick

490
00:26:53,080 --> 00:26:57,084
Hillman. Thanks very much.
>> Of course. Thank you.

491
00:26:57,150 --> 00:26:59,119
>> For more on this and
other issues facing

492
00:26:59,186 --> 00:27:02,489
Wisconsin, visit our
website at PBS Wisconsin

493
00:27:02,556 --> 00:27:05,292
and then click on the news
tab. That's our program for

494
00:27:05,359 --> 00:27:07,961
tonight I'm Frederica
Freyberg. Have a good

495
00:27:08,028 --> 00:27:09,696
weekend.
[MUSIC]

496
00:27:19,039 --> 00:27:21,608
.
>> Funding for "Here& Now"

497
00:27:28,182 --> 00:27:30,517
is provided by the Focus
Fund for Journalism and

498
00:27:30,584 --> 00:27:33,053
Friends of PBS Wisconsin.
